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Off-Ramp Operation Guide
Off-Ramp Operation Guide
Written by Lejanie Ponte
Updated over a week ago


As the cryptocurrency market continues to mature, the need for secure and efficient management and conversion of assets has become a primary concern for users. The Swap and Off Ramp features of UniPayment are specifically designed to facilitate the smooth, secure conversion of cryptocurrencies into mainstream fiat currencies, and their subsequent withdrawal to bank accounts. This guide will demonstrate how to effortlessly complete the Off Ramp process within the UniPayment wallet, irrespective of your level of understanding of cryptocurrencies.

Currently, the supported fiat currencies include the US Dollar, Euro, and British Pound, with Bank Routing Types encompassing ACH, WIRE, SEPA, and SWIFT. To ensure the security and compliance of transactions, please complete the KYC verification first.

Step 1: Create a Fiat Account

1. 1. Log in to your UniPayment account and select “Wallet” (1) then “Assets” (2).

1. 2. Click on “Open Fiat Account” (3) and choose the desired fiat currency account type (e.g., GBP) in the popup window.

  • Once confirmed, the account status will be updated to “Under Review” and is typically activated within 1-2 business days after completion of the review.

Step 2: Convert Cryptocurrency to Fiat Currency

2. 1. Select “Currency Swap” then “Swap” in the dashboard.

2. 2. Utilize the “Swap” function to choose the cryptocurrency or stablecoin you wish to exchange.

2. 3. After selecting the target fiat currency, proceed with the transaction confirmation.

Step 3: Add a Bank Account

3. 1. Go back to “Wallet” (1) and click “Withdraw” (2), then select the fiat currency type you wish to withdraw (3) from the dropdown menu.

3. 2. In the “Network” option, select the Bank Routing Type that matches your bank account (4). (e.g., SWIFT)

3. 3. Click “Add Bank Account” (5) and accurately fill in your banking details including Account name, Bank Name, Account number, Routing Number, etc. in the popup window.

3. 4. Follow the on-screen instructions to complete account verification.

- You can select “Use Default Information” to use the details from your previous KYC verification.

If needed, check the box for “Use Intermediary Bank” and provide the necessary additional information.

3. 5. After completion, select the corresponding Bank Routing Type in “Network” to view all your bank accounts under that category.

Note: You can also continue to add other bank accounts by following Step 3.

Step 4: Withdraw Funds to Bank Account

4. 1. Enter the amount you wish to withdraw (1).

4. 2. In “Network,” choose the Bank Routing Type (2) (e.g., SWIFT) and the bank account destination for the withdrawal (3).

4. 3. After verifying all information, click “Submit Withdraw” (4) to confirm the withdrawal.

4. 4. Check your email and follow the instructions in the email to complete the withdrawal confirmation.


After successfully completing the Off Ramp operation, please note that funds typically arrive within 7-10 business days, depending on the Bank Routing Type and the bank's settlement network. You can view all your withdrawal records in “Withdraw Records.” For further assistance or any inquiries, please feel free to contact our customer service team.

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