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How to Directly Convert Received Payments into Specified Coins
How to Directly Convert Received Payments into Specified Coins
Written by Lejanie Ponte
Updated over a week ago


When you receive cryptocurrencies via UniPayment, you might want to immediately convert these funds into other types of coins. This guide will show you how to directly convert your received payments into the cryptocurrency or stablecoin of your choice, helping you manage your funds and capitalize on market opportunities. This feature is particularly useful for users who want to diversify their income immediately.

All related configurations will be done within the APP, taking converting to USDT-TRC20 as an example, here is a step-by-step guide:

Step 1: Log into Your UniPayment Account and Select the APP Function

  • If you don't have a UniPayment account yet, please register here.

  • Visit the official UniPayment website and log into your account.

  • On the dashboard, navigate to “Payment” (1) and click on “APP” (2).

2.1. Choose the APP you want to configure and click on the edit icon.

2.2. Select the wallet you use to receive funds.

2.3. In the Payment tab of the APP, you can choose from “Settle to Integrated Wallet After Conversion” or “Transfer to Address After Conversion”. Here, we take “Transfer to Address After Conversion” as an example.

If you choose “Settle to Integrated Wallet After Conversion”, please skip to steps 2.4 and 2.6.

Note: The Payment tab of the APP has the following 4 options:

  1. Settle to Integrated Wallet: Do not convert, send the received funds to your integrated UniPayment wallet.

  2. Direct Payment to External Wallet: Do not convert, send the received funds to your external wallet.

  3. Settle to Integrated Wallet After Conversion: Send the converted funds to your integrated UniPayment wallet.

  4. Transfer to Address After Conversion: Send the converted funds to a specified external wallet address.

The options “Settle to Integrated Wallet” and “Direct Payment to External Wallet” mean the currency you receive and the currency sent to your wallet will be the same, without conversion.

2.4. Specify the type of coin you want to convert into and its network, taking USDT-TRC20 as an example.

  • Select your target conversion coin.

  • Choose the network of the coin.

2.5. Configure the wallet address to receive funds:

  • Select the wallet address you use to receive funds.

  • You can also click on “ADD Address” to add a new wallet address.

  • After entering the new wallet address information and clicking “Confirm”, you will be able to use the newly added wallet address.

Note: “Underpayment allowed %” and “Invoice Expiration (Minutes)” can use the default settings. For further understanding, click here.

2.6. Specify the currency for receiving payments:

Choose the type of coin you use for receiving payments, taking BNB as an example.

2.7. Save your configuration.

Click "Save" to save the settings.

Step 3: Confirmation and Testing

Taking BNB as your specified receiving currency and converting it into USDT-TRC20 as an example, first, ensure all settings are correct, then conduct a small-scale test transfer to verify if the configuration is successful.

3.1. Navigate to “Payment” (1) on the dashboard and click on “Invoice” (2).

3.2. Click “ADD” (3) to create an Invoice and select the APP you have already configured in the pop-up window.

3.3. After filling in and confirming the order information (1), click “Confirm” (2) to send the invoice.

3.4. Upon successful payment, the “STAGE” column on the Invoice page will show the current progress:

  • “Payout”: Indicates that the converted funds are being sent.

  • “Closure”: Indicates that the funds have been fully sent.

3.5. Click the expand button next to “Details” to view an overview of the transaction.

The wallet address you specified will receive USDT-TRC20.


  1. UniPayment provides the best exchange rates based on real-time market data, ensuring fairness and transparency in transactions. However, due to real-time fluctuations in exchange rates, the actual converted amount may differ because of market rates and charges from liquidity providers.

  2. If the amount is below the minimum transfer amount, the conversion will fail, and the “CONVERSION” column will display “fail”. In this case, the funds will enter your integrated UniPayment wallet in the specified receiving currency.

  3. UniPayment's test token UTT cannot be used for swap transactions, it can only be used for testing with "Settle to Integrated Wallet" and "Direct Payment to External Wallet" options. Therefore, please do not select "Test Coin" in the assets when using “Transfer to Address After Conversion” and “Settle to Integrated Wallet After Conversion”.


Congratulations, you have successfully completed the operation of directly converting received payments into specified coins! Please pay attention to the latest account balance and transaction records to ensure all details are accurate. If you have any questions or need further assistance, please feel free to contact our customer service team.

Thank you for using UniPayment, and we look forward to continuing to provide you with high-quality services.

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